UK FINANCE ADVICE

Clear Money Advice

Get help with mortgages, remortgages, loans, savings plans and debt support. We explain each step in plain English so you can decide with less stress.

Book a call See services

Victorian terrace doorway with brass keys, moving box and blanket on a slate step at blue hour.

Metric 01

250+

UK clients helped

Metric 02

4.8/5

average client rating

Metric 03

£40m+

finance arranged

HOW IT WORKS

Simple Steps, Clear Advice

First-time buys, home moves and buy-to-let checks with clear next steps.

Open semi-detached entrance with moving boxes, coiled rug and keys in warm afternoon light

2-day review

Mortgage Advice

From £295

First-time buys, home moves and buy-to-let checks with clear next steps.

Brass key bowl, closed folder and cleaned terrace doorway in a cozy remortgage scene.

1-week pack

Remortgage Check

From £245

Open bike delivery box at a doorway with foam inserts and a folded moving blanket

Same week

Personal Loan Plan

From £99

Emergency savings tin, spare key and three envelopes on a warm kitchen shelf.

0130-min call

Savings Plan

From £149

Simple plans for emergency funds, regular saving and cash goals.

02Fast review

Debt Consolidation

From £225

See if one payment, lower rates and a clean budget can ease pressure.

Storeroom cartons, pallet wrap and a cash tin on warehouse shelving in soft daylight.

03For SMEs

SME Funding Help

From £395

Working capital, equipment loans and lender prep for small UK firms.

SERVICES

Money Help That Fits

Tell us what you need and where money feels tight.

Desk phone handset, brass bell, and closed notebook on pale wood in soft daylight.

Book A Call

Tell us what you need and where money feels tight.

Overhead finance flatlay with abacus, calculator and ivory tokens on pale stone.

Check Your Numbers

We look at income, debts, rates and monthly cash flow.

Folder stack with binder clips and a folded planning card on a plaster shelf.

Build Your Plan

You get a plain list of fees, timing and next steps.

House keys, tape roll and bubble wrap on a stone tray with soft daylight.

Move With Support

We help with forms, lender talks and follow-up tasks.

CASE STUDIES

Real Client Results

Mortgage or loan review One adviser call Budget check sheet Written action plan Email follow-up

Per casePer case

Starter

From £249

Mortgage or loan review
One adviser call
Budget check sheet
Written action plan
Email follow-up

Most popularPer case

Signature

From £599

Everything in Starter
Remortgage or debt plan
Savings targets review
Two adviser calls
Lender search support
Priority reply window

From complex casesFrom complex cases

Scale

From £1,250

Everything in Signature
SME funding pack
Full application help
Cash-flow and debt map
Four adviser calls
Team review meeting

WHAT CLIENTS SAY

Client Feedback

A first-time buyer in Bristol got a clearer budget and a lower monthly payment.

Misty Bristol terrace threshold with a wood bench, key bowl and moving boxes by an open doorway.

Mortgages

First Home Plan Cut Monthly Cost

A first-time buyer in Bristol got a clearer budget and a lower monthly payment.

Leeds townhouse hallway with console, closed folder, brass key bowl, and warm window light.

Remortgage

Remortgage Help Saved £186 A Month

Top-down view of a navy debt binder collapsing five payment sleeves into one on a kitchen counter.

Debt Help

Debt Plan Replaced Five Payments

Floor-level view of a Manchester shop storeroom with cartons, trolley and filling shelf gaps

SME Funding

Shop Funding Kept Stock Moving

Bedside shelf with emergency tin, travel pouch, spare key and envelopes in warm dawn light.

Savings

Savings Plan Built A Safety Net

Brass keys catch on a miniature terrace doorstep beside a stone key dish.

First-time buyers

Maya Thompson

Calculator, envelope sorter and ledger notebook on a walnut shelf, lit dramatically with dust in the air.

Debt plans

Oliver Grant

Stock cartons beside a cash tin and compact till drawer on a dusty packing bench.

Small business cash flow

Priya Desai

Ceramic savings jar between two envelopes and a spare key on terracotta

Loan checks

Daniel Brooks

Proof

Customer notes

Verified

“Sam from Sea Finance made my remortgage clear and fast.”

Emma Carter

Homeowner, Bristol

Verified

“They helped me sort my debts and my budget in one call.”

Lewis Morgan

Teacher, Birmingham

Verified

“Our small shop got funding when our bank said no.”

Nadia Patel

Retail Owner, Manchester

Service area

South West England

Bristol, Bath, Exeter, Plymouth, Taunton

Clifton Suspension Bridge above misty Avon Gorge at dawn, warm light and open foggy valley

Area 01

South West England

Bristol, Bath, Exeter, Plymouth, Taunton

Area 02

Greater London

London, Croydon, Enfield, Watford, Romford

Area 03

West Midlands

Birmingham, Coventry, Wolverhampton, Solihull

Liverpool's Three Graces above a mirror-calm Mersey at dusk, wrapped in sea mist.

Area 04

North West England

Manchester, Liverpool, Preston, Warrington

The Map

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Questions

Common Questions

Quick answers before visitors choose a product, service, or next step.

01What services do you cover?+

We help with mortgages, remortgages, personal loans, savings plans, debt consolidation, budget support and SME funding.

02Do you work with UK clients only?+

Yes. Sea Finance is set up for UK clients and small businesses, with advice shaped around UK lenders and rules.

03How fast can I get started?+

Book a call online, share a few details, and we can usually give you a first plan within one working day.

04Do you help with debt?+

Yes. We review your budget, debts and payments, then show clear steps that may lower pressure and missed bills.

05Can you help my business?+

Yes. We support SME funding, cash-flow checks and lender packs for small firms that need finance or a better plan.

06How do fees work?+

Fees depend on the service and case size. We show the cost up front before you choose to move ahead.

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